Transmit a repayment

Transmit a repayment for a LOC

POST https://sandbox-api.stilt.com/v1/users/{user_id}/loc/{loc_id}/payments

Returns a repayment_uuid for the payment along with the balance of the loc. Returns an error if parameters are invalid (e.g. specifying an amount greater than the balance).

Path Parameters

Name	Type	Description
user_id*	string	The uuid of the user
loc_id*	string	The uuid of the LOC

Request Body

Name	Type	Description
payment_type*	enum	The type of the repayment transaction. Possible values: SINGLE_PAYMENT: one-off payment PAYOFF: if a user pays off entire balance to close an account MERCHANT_RETURN: for lines of credit backing a card, when a purchase return is issued
amount*	float	The repayment amount, in USD. The maximum amount is the remaining balance of the LOC.
repayment_bank_info	object	An object containing the user's bank details for processing LOC repayments, structured as follows: { "ach_routing_number": "103100195", "bank_account_number": "456455535", "bank_name": "Chime", "bank_account_name": "Chime checking", "account_type" : "checking" }
payment_date	String	The date to initiate the payment, formatted as YYYY-MM-DD. ForSINGLE_PAYMENT, AND PAYOFF transactions, this can be set to the date when the transaction posts (not when the payment is initiated) Format: YYYY-MM-DD

200: OK Repayment successfully transmitted

{
    "available_credit": 4200.0,
    "current_credit": 4500.0,
    "repayment_uuid": "214bef06-2a87-412e-8430-82b33b2a044d"
}

401: Unauthorized

{
    // Response
}

403: Forbidden

{
    // Response
}