The line of credit object

Attributes

uuid string Unique identifier for the object

product string The Onbo product you're using to create the application

amount float The loan amount the user is applying for

term nullable, integer The loan term in months the user is applying for

credit_score_consent nullable, bool A boolean representing whether the user consents to pulling their credit

created_at string The date the loan application was created

offers array A list of approved offers for the application. See the offer object for details

status object An object containing the application decision and, if rejected, a details list with user-friendly rejection reasons

credit_report_id integer A unique identifier belonging to the credit report corresponding to the application

The loan application object

{
    "uuid": "fac06a7d-ba90-40d8-ab88-c0bbeb7bcea6",
    "product": "BNPL",
    "amount": 5000.0,
    "term": null,
    "purpose": null,
    "details": null,
    "credit_score_consent": null,
    "created_at": "2021-11-11 03:48:45",
    "offers": [
        {
            "uuid": "79231990-7835-45a9-93f6-024c128b80d9",
            "product": "BNPL",
            "apr": 0.0,
            "amount": 5000.0,
            "term": 6,
            "interest_rate": 0.0,
            "origination_fee": 0.0,
            "interest_only_period": 6.0,
            "interest_only_installment": 6.0,
            "interest_amount": 0.0,
            "installment": null,
            "start_date": "2021-11-11 00:00:00",
            "explanation": null,
            "maturity_date": null,
            "created_at": "2021-11-11 03:48:45"
        }
    ],
    "status": {
        "name": "APPROVED",
        "details": null
    }
}