The line of credit object
uuid string
Unique identifier for the object |
product string
The Onbo product you're using to create the application |
amount float
The loan amount the user is applying for |
term nullable, integer
The loan term in months the user is applying for |
credit_score_consent nullable, bool
A boolean representing whether the user consents to pulling their credit |
created_at string
The date the loan application was created |
status object
An object containing the application decision and, if rejected, a details list with user-friendly rejection reasons |
credit_report_id integer
A unique identifier belonging to the credit report corresponding to the application |
{
"uuid": "fac06a7d-ba90-40d8-ab88-c0bbeb7bcea6",
"product": "BNPL",
"amount": 5000.0,
"term": null,
"purpose": null,
"details": null,
"credit_score_consent": null,
"created_at": "2021-11-11 03:48:45",
"offers": [
{
"uuid": "79231990-7835-45a9-93f6-024c128b80d9",
"product": "BNPL",
"apr": 0.0,
"amount": 5000.0,
"term": 6,
"interest_rate": 0.0,
"origination_fee": 0.0,
"interest_only_period": 6.0,
"interest_only_installment": 6.0,
"interest_amount": 0.0,
"installment": null,
"start_date": "2021-11-11 00:00:00",
"explanation": null,
"maturity_date": null,
"created_at": "2021-11-11 03:48:45"
}
],
"status": {
"name": "APPROVED",
"details": null
}
}
Last modified 1yr ago