Transmit a repayment

Transmit a repayment for a loan

POST https://sandbox-api.stilt.com/v1/users/{user_id}/loans/{loan_id}/payments

Returns a repayment_uuid for the payment along with the balance of the loan. Returns an error if parameters are invalid (e.g. specifying an amount greater than the balance).

Path Parameters

Name	Type	Description
user_id*	string	The uuid of the user
loan_id*	string	The uuid of the loan

Request Body

Name	Type	Description
payment_type*	enum	The type of the repayment transaction. Possible values: SINGLE_PAYMENT: one-off payment PAYOFF: if a user pays off entire balance, the posted payment RETURNED: if a payment has been returned, for example in the case of non-sufficient funds, closed bank account, invalid account/routing numbers or if a payment has been reported as unauthorized REFUNDED: if a user requests for a loan payment to be refunded, for example due to a duplicated or accidental payment DISPUTED: if the card transaction has been disputed
amount*	float	The repayment amount, in USD. The maximum amount is the remaining balance of the loan.
payment_date	string	The date to initiate the payment, formatted as YYYY-MM-DD. ForSINGLE_PAYMENT, AND PAYOFF transactions, this can be set to the date when the transaction posts (not when the payment is initiated) Format: YYYY-MM-DD
repayment_bank_info	object	An object containing the user's bank details for processing loan repayments, structured as follows: { "ach_routing_number": "103100195", "bank_account_number": "456455535", "bank_name": "Chime", "bank_account_name": "Chime checking", "account_type" : "checking" }
original_payment_date	string	For DISPUTED, RETURNED and REFUNDED transactions, the original_payment_date must be set to the date of the corresponding original payment

200: OK Repayment successfully transmitted

{
    "uuid": "0fbb5ce0-8f20-4bc6-b806-14ebff8fb78e"
}

401: Unauthorized

{
    // Response
}

403: Forbidden

{
    // Response
}