Onbo's amortized loan product allows you to own the loan application and servicing UX, while Onbo acts as the True Lender and Servicer under the hood.

How it works

Origination: you collect information about the applicant while leveraging our licenses to originate the loan

Underwriting: deploy your own underwriting model, or we can help you get started. we automate credit pull, KYC/KYB and GIACT via our API for seamless integration

Disbursement: upon acceptance, Onbo disburses the loan proceeds to the user

Servicing: you own the payment setup UX. Just use our Repayments API to initiate repayments on the loan

Reporting: we can report to all three bureaus on your behalf

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